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Find Your DigiPIN & Explore 150+ Smart Tools

Your all-in-one platform for Digital Address PINs, Finance Calculators, Resume Builders, and Viral AI Tools. Accurate, Fast, and Free.

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Why Choose KnowYourDigiPIN?

๐Ÿš€ Instant Results

All tools provide real-time calculations and instant results. No waiting, no processing delays. Get your answers in seconds.

๐Ÿ”’ 100% Private

All calculations happen locally in your browser. Your data never leaves your device. No tracking, no data collection.

๐Ÿ’ฏ Always Free

No hidden costs, no subscriptions, no premium tiers. All 150+ tools are completely free to use forever.

Popular Finance Calculators

Our finance calculators help you make informed financial decisions with accurate, real-time calculations.

Income Tax Calculator 2025-26

Calculate your income tax liability for FY 2025-26. Compare old vs new tax regime, understand deductions under Section 80C, 80D, HRA, home loan interest, and NPS. Get instant recommendations on which regime saves you more tax. Perfect for salaried employees, freelancers, and business owners.

SIP Calculator

Plan your mutual fund investments with our SIP (Systematic Investment Plan) calculator. Calculate future value of monthly SIP investments, understand the power of compounding, and see how small monthly investments can build significant wealth over time. Includes step-up SIP, lump sum investment, and goal-based planning.

Salary Breakup Calculator

Convert CTC to in-hand salary with detailed component breakdown. Understand how much you actually take home after EPF (12%), professional tax, income tax (TDS), and other deductions. Includes HRA exemption calculator, gratuity calculation, and employer contribution details. Essential for job offers and salary negotiations.

GST Calculator

Calculate GST (Goods and Services Tax) for your business transactions. Add or remove GST from prices, understand CGST, SGST, and IGST breakdown, compare different GST rates (5%, 12%, 18%, 28%), and generate invoice previews. Perfect for small businesses, freelancers, and e-commerce sellers.

Personal Loan EMI Calculator

Calculate monthly EMI (Equated Monthly Installment) for personal loans. Compare different loan tenures, understand total interest payable, use prepayment planner to save interest, and view detailed amortization schedule. Helps you choose the best loan offer and plan prepayments effectively.

DigiPIN Tools

DigiPIN (Digital PIN) is India Post's 6-digit unique code that precisely identifies any location in India. Our DigiPIN finder helps you discover your DigiPIN instantly using your address, PIN code, or GPS coordinates.

What is DigiPIN?

DigiPIN is a revolutionary addressing system launched by India Post that assigns a unique 6-digit code to every 10m x 10m area in India. Unlike traditional PIN codes that cover large areas, DigiPIN provides pinpoint accuracy for deliveries, emergency services, and navigation.

Benefits of DigiPIN

How to Use Our Tools

Finance Calculators

  1. Select the calculator you need (Income Tax, SIP, Salary, GST, EMI)
  2. Enter your financial details (salary, investment amount, loan amount, etc.)
  3. Adjust parameters like tenure, interest rate, tax regime
  4. Get instant results with detailed breakdowns and charts
  5. Print or save results as PDF for future reference

DigiPIN Finder

  1. Visit the DigiPIN Finder tool
  2. Enter your complete address or PIN code
  3. Alternatively, allow GPS access for automatic location detection
  4. Click "Find DigiPIN" to get your unique 6-digit code
  5. Copy and share your DigiPIN for precise location sharing

Frequently Asked Questions

Are all tools really free?

Yes, all 150+ tools on KnowYourDigiPIN are completely free to use. No registration, no hidden costs, no premium features. We believe in providing free access to essential tools for everyone.

Is my data safe?

Absolutely. All calculations happen locally in your browser. We don't store, collect, or transmit any of your personal or financial data. Your privacy is our top priority.

How accurate are the finance calculators?

Our calculators use official tax slabs, EPF rates, and standard financial formulas. They're updated regularly to reflect the latest government policies and regulations. However, always consult a financial advisor for personalized advice.

Can I use these tools on mobile?

Yes! All our tools are fully responsive and optimized for mobile devices. You can access them from your smartphone, tablet, or desktop with the same great experience.

What is the difference between DigiPIN and PIN code?

PIN code (Postal Index Number) is a 6-digit code that identifies a post office area covering several kilometers. DigiPIN is a 6-digit code that identifies a specific 10m x 10m location. DigiPIN is much more precise and accurate for deliveries and navigation.

Which tax regime should I choose?

Use our Income Tax Calculator to compare both regimes. Generally, old regime is better if you have deductions above โ‚น2.5 lakhs (80C, HRA, home loan). New regime is better if you have minimal deductions and want lower tax rates. The calculator will recommend the best option for you.

How much should I invest in SIP?

A good rule of thumb is to invest 20-30% of your monthly income in SIP. Use our SIP Calculator to see how different monthly amounts grow over time. Start with what you're comfortable with and increase gradually using step-up SIP.

Why is my in-hand salary lower than CTC?

CTC (Cost to Company) includes employer contributions like EPF (12%) and gratuity (4.81%) that you don't receive directly. Your in-hand salary is reduced by employee EPF (12%), professional tax (โ‚น200/month), and income tax (TDS). Use our Salary Breakup Calculator to see the exact breakdown.

Tool Categories

Finance Tools

  • Income Tax Calculator 2025-26
  • SIP Calculator (Mutual Funds)
  • Salary Breakup Calculator (CTC to In-Hand)
  • GST Calculator (CGST, SGST, IGST)
  • Personal Loan EMI Calculator
  • Flat EMI Risk Calculator

Utility Tools

  • DigiPIN Finder
  • Resume Builder
  • PDF Converter
  • PDF Merger
  • AI Tools
  • And 140+ more tools